Helping students in New Jersey receive student financial aid

Thursday, June 30, 2016

NJCLASS Student Loans Explained

Established in 1990, NJCLASS student loans are especially for students who are residents of New Jersey, whether or not they are attending a school in New Jersey. NJCLASS loans are also for students who are attending school in New Jersey but are not residents of the state. Unlike most other student loans, the NJCLASS loan has features that can help students pay the funds back efficiently, even before leaving school.

Group of students working together. Get your education with the help of HESAA's NJCLASS Loans!Who Can Receive NJCLASS Loans


Students who receive NJCLASS loans get financial coverage for school that isn't already covered by their existing grants, scholarships and loans. The Standard NJCLASS loan is for students pursuing their undergraduate degrees, but there are also NJCLASS loan options for students who are professionals entering a graduate program.

How NJCLASS Loans Work


NJCLASS supplemental loans have helped a number of students attend school and pursue their professional goals. There are several repayment options, which means that students can settle the terms of the loans in a way that is budget-friendly. You can even start prepaying on the loan without incurring a penalty, the student is the actual borrower. An instant credit decision is made on the loan, so students don't have to wait long to find out how the NJCLASS student loan can help them fund their education. Low fees come with most repayment options as well, which can take some of the hassle out of satisfying a student loan balance after graduation.

What NJCLASS Loans Cover


The NJCLASS student loan can cover the cost of books and equipment for class, and can even serve to cover a student's living expenses on or off campus. Students can study abroad using the NJCLASS student loan, and of course, the loan can go toward school tuition and fees as well. NJCLASS consolidation loans are also available.

Apply Today!


Students interested in the NJCLASS student loan can apply online here and get information on loan features and interest rates. Payments can be made online as well.

For More information on how the NJCLASS can help you secure your academic future, feel free to browse through our blog for more details on how you can fund your education in New Jersey.